Mortgage Foreclosure Defense Attorney Serving Collin County and Denton County
When you are concerned about losing your home, each moment is crucial. The sooner you get in contact with a bankruptcy foreclosure prevention attorney, the better. Depending on your circumstances, you may have several options available to rescue your home from foreclosure. The longer you wait, the more difficult it may be to avoid losing your home. The time to act is now.
For more than 25 years, Théda Page has helped scores of people facing tough circumstances. Through her practice, The Page Law Firm, individuals, and families have been able to navigate challenging legal matters and emerge with dignity and a clear direction. If you have been threatened with foreclosure or are in the midst of foreclosure, she is ready to help you explore all available options.
Knowledge of Foreclosures, Proven Advocacy
Théda has complete knowledge of the Texas foreclosure process. Generally, the process is fairly swift, occurring over a period of roughly five months. From the first missed mortgage payment to being several months behind, she can advise you on the best possible path to avoid foreclosure. When you work with The Page Law Firm in regards to a judicial or nonjudicial foreclosure you can expect:
- Trusted legal guidance to address the current status of your foreclosure (pre-foreclosure loss mitigation, breach letter, notice of default and intent to accelerate)
- Swift handling of foreclosure response (chapter 7 or chapter 13 filing)
- Honest assessment of your matter and explanation of options
Having a plan is important. Using proven strategies, Théda has been able to successfully stop the foreclosure process for many clients. For the best possible outcome, please contact her as soon as possible.
Will Filing Chapter 7 Bankruptcy Stop a Foreclosure?
Answering this question requires full knowledge of a foreclosure situation, but a Chapter 7 bankruptcy can be a viable option to stop the process temporarily. If you are qualified to file for Chapter 7, all collection efforts are ceased by an automatic stay. An automatic stay is a relief order issued by the bankruptcy court. This action will buy some time for you to get your affairs in order, but once your bankruptcy case has been resolved (usually within 90 to 100 days from the date of filing) foreclosure activities can resume. If this option is best, Théda will explain the strategy for helping you protect your home.
What Happens if I File Chapter 13 to Prevent Foreclosure?
In a Chapter 13 bankruptcy, a person may be able to pay off outstanding mortgage debt over time as part of a repayment plan. This monthly payment is usually spread out over three to five years. You must be able to pay your current mortgage payment as well as keep up with the established payment plan in order to keep your home.
Contact a McKinney Bankruptcy Foreclosure Defense Lawyer Now
Contact our bankruptcy attorney today. Timing is extremely important when it comes to stopping the foreclosure process. Please call 214-618-2101 to schedule a complimentary consultation. We will discuss the details of your matter, prepare you for what to expect and lay out all feasible options. Our Frisco, Texas bankruptcy firm serves Collin County, Denton County, The Colony, Little Elm, Prosper, Celina, Plano, Carrollton, Lewisville, Flower Mound, and McKinney. Please call our firm today.