The hoary rhyme goes, “Something Olde/Something New/Something Borrowed/Something Blue/A Sixpence in your Shoe.” The sixpence gives it away: that rhyme dates back to Victorian England. Yet the four good-luck charms a bride carries also serve to provide inspiration for New Year's Resolutions.
Sweeping away the old (or Olde) year is good for you. If your 2021 was challenging, put the past in the past and move on. Perhaps you dawdled, hemmed and hawed over filing for divorce, modifying spousal support, or declaring bankruptcy.
Act now! Never mind the days and months you lost in the old year. Start 2022 with resolve to fix what is not working in your life, even if facing those old haunts gives you fresh shivers.
The word “resolution” comes to us from a centuries-old word meaning “to reduce things to simpler forms.” You can simplify your life by starting something new, something exciting to get your life back in balance.
Bankruptcy may sound unpleasant, but it is one of the very few tools available to regular Texas folk who are in debt beyond their means and need legal, practical relief. Chapter 7 bankruptcy may seem new and different, but it can be the difference between retaining your family home and being homeless in the New Year.
We want to borrow a bit of research from another source for this wonderful news to brighten everyone's New Year: seeing a lawyer can be good for your health!
That sounds unusual, but research conducted in a Medicaid clinic has shown that seeing an attorney on a doctor's referral can reduce dangerous levels of stress, keep families intact, and boost mental health for months into the future. The study, reported on by National Public Radio (NPR), found that a survey of patients from 2015 to 2020 “found statistically significant drops in stress and poor physical health, as well as fewer missed medical appointments among its 69 respondents.”
If you found the old year stressful, see your doctor, sure, but also see your lawyer!
Want more good news? The city of Presidio, not far from Big Bend National Park (a Texas-sized spit and a whistle from Frisco, just nine hours down I-20), voted to upgrade its municipal lighting to help Big Bend win its designation as the largest Dark Sky Reserve in the world!
Not only will more Texans be able to see more blue sky, they will see even more of those big and bright stars if the designation is upheld. You may want to resolve to visit this natural wonder, right here in our great state, during 2022.
A Sixpence in Your Shoe
The New Year could also be a great time to lighten your load in other ways. One attorney at The Page Law Firm has vowed in the months ahead to shed a few pounds (ahem … perhaps more than a few). The right body for your health and lifestyle is a worthy goal.
Getting that sixpence out of your shoe and into the bank could be a goal, too. Too many Americans save too little. Part of the mental stress of debt is never having anything saved for a rainy day. And when you're in debt, doesn't every day feel like a rainy day?
Debtor education can include savings education, and you can start on January 1, 2022! This year, the New Year started on the last day of a week, a Saturday. Hopefully you slept in, but now it's time to work on tidying up your finances and paying yourself first.
Don't think you can do it? Seen too many recommendations that you should be saving 20 percent? Think positively! Set a small goal, perhaps only 1 percent of your take-home earnings, at first. Increase the amount every time you pay down a debt.
The Page Law Firm is ready to help you. We can work with you on bankruptcy, credit card lawsuits, collaborative divorce, child support, and step-parent adoption. Please contact us today or telephone our Frisco office at 214-618-2101.